Purchase In 3 Simple Steps

1. Select payment method at checkout

When you're done shopping, select Affirm at checkout.

2. Create Your Account

Enter a few pieces of information for a real-time decision.

3. Pay over time

Make 4 payments every 2 weeks at affirm.com or in the Affirm app.

Say yes with confidence

When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay a hidden fee or any fee, for that matter.

Transparent

Never pay more than the amount disclosed up front.

Simple

It only takes a moment, and checking your eligibility won’t affect your credit.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

* Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

Frequently Asked Questions

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit?

No—checking your eligibility won't affect your credit.

Can I return an item I bought with Affirm?

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.